Find out if their reasoning holds up.
The letter says wear and tear, pre-existing damage, or exclusions. Upload what they sent you — Claimalyx reads your full file and gives you a clear report: whether their reasoning holds up, and whether it's worth professional review.
Before any report, any call, any professional: protect your file. These cost nothing.
Then run the report against what they said.
No. A denial is the carrier's position, not the end of the process. Most policies allow reconsideration, additional documentation, or a re-inspection. Whether it's worth pursuing depends on what your file shows — that's the report's first job.
The most common denial reason in storm claims, and it turns on evidence: photos, dates, and the roof's condition before. If your file contains those, the report shows whether they cut against the carrier's reasoning. If it doesn't, it tells you what to gather.
Every policy sets its own window, and many states add a separate one on top. The clocks are shorter than people expect — sometimes months, not years. The date on the denial letter is where they start. Note it, and treat it as a real deadline.
Yes. A written request for reconsideration, sent to the claims contact on your letter, is a normal step. What makes it land is the file behind it — photos, contractor numbers, dates. The report tells you which of those you already have and which are worth gathering first.
Anything dated before the storm helps: prior inspection reports, real-estate photos, roof-install paperwork, satellite imagery. So does the storm date itself, tied to a public weather record. The report shows which of these your file already contains, and which one would strengthen it most.
No. Professionals expect to see a denial letter — it's often what brings a case to them. What they need is an organized file. That's what the report gives you before you ever speak to one.
Does their decision hold up — and is it worth professional review.
Their letter, weighed against your photos, your contractor's numbers, and your dates. Stated directly.
Yes or no, with the reason. When it's yes, professional review is one tap away — free.
Each one tied to the document it came from.
The document that would strengthen your file most, and how to get it.
Every finding cites its source. Anything described from memory is marked that way.
Their estimate doesn't hold up against your contractor's — and the difference isn't the deductible. Two of the three gaps trace to their estimate, not your policy.
Carrier, ZIP, storm date, claim status. Two minutes.
Upload what you have. Describe anything missing — the report uses it and marks it as described.
In minutes. One question first: professional review, yes or no. Free either way.
The report is free because licensed professionals in our network pay us when you request an introduction. You never pay. No one contacts you without your request.
Say yes to professional review, and your file goes to a licensed professional from our network — firms and public adjusters whose work is storm and property claims. They read the same report you do, and contact you once. Say no, and no one ever does.
Whether an insurer acted in bad faith is a legal determination — software can't make it. The report shows whether your file raises the questions a professional would examine. This is what the network exists for.
Credentials checked before they see a single file.
This is the work they do — not a sideline.
They pay us for the introduction. You never pay.
A single reach-out. What happens next is your call.
Your yes is logged with a timestamp. Nothing moves without it.
Documents are encrypted in transit and stored privately. Claimalyx never contacts your insurance company, and nothing about your claim changes. Your file is shared only when you request professional review — and that consent is recorded. Deletion is available at any time.
No. Claimalyx produces an independent report on your own claim documents. Professional review is arranged only at your request, at no cost to you.
The report is free because licensed professionals in our network pay us when you request an introduction. You never pay.
Bad faith is a legal determination — software can't make it. The report shows whether your file raises the questions a professional would examine. Professional review exists for exactly that, free.
No. Claimalyx never contacts your insurer, and nothing about your claim changes.
Then it says so, plainly. A file that supports the carrier's decision ends the second-guessing at zero cost.
Yes. Describe what each document said in a sentence or two. The report uses it and marks it as described rather than verified.